Introduction

Reflecting on the past 12 months, I experienced a mix of emotions, some causing concern and others providing optimism.  Elections in the UK and the US have both played their part, both positively and negatively. Wars in Europe and beyond have played their part, and they do affect our local economy as they impact how people feel and their confidence in spending their hard-earned money in our members’ businesses. So, that’s the backdrop to the year, but what about our achievements and the things that we should feel positive about? Here are some of the highlights…

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